1. Loyatly card is not a credit/debit or legal tender and cannot be exchanged for cash.

2. This card is issued for SRI GURU GROUPS.S Scheme members.

3. SRI GURU GROUPS.S may alter/cancel the membership | card | program without prior notice.

4. Members can use available points at authorised GURU GROUPS.S outlets only.

5. If card is lost member will have to pay Rs.100/- for new card.

6. Management decision is final.

7. Service Charge @15% and GSt @18%

8. Surrender card to SRI GURU GROUPS.S once scheme is over.